Now, let’s dive into the upsides and downsides of moving to this kind of arrangement.The Upsides of Consolidating Your Insurance into One ProgramSimplified ManagementManaging multiple policies with different renewal dates, coverage limits, and terms can be a logistical nightmare.

Similar to a 401k, part of the strategy is a tax arbitrage.It is a much better outcome to take the deduction at 37% rather than 24%.Lever 5 - % Bonus AllowedIn 2023 Bonus depreciation has been limited to 80%, and will continue to ramp down 20%/yr until it hits zero in 2027.Bonus depreciation has come and gone in the past, but the more you get, that first year payback is higher and higher.Lever 6 - % Payback RatioUltimately how much you save vs. how much you pay matters.Caveat - Talk to your CPA before you purchase a cost seg study.You need to have a way to monetize your losses through1.

Unfortunately, I don't think it's realistic that you will find a generic commercial lease online that checks all the compliance boxes for your state, city, and county.There are limited service property managers that will do retail tenant placement (rather than full property management, which it seems like would be overkill for this one commercial unit you manage), and this would be included as part of that basket of services.You could also hire a lawyer, but I think that property management company will be more cost effective. 

Now, in the case of investing in a real estate syndication, your Roth IRA will be a Limited Partner (LP) in the LLC structure.

With $20k/mo income and zero debt on anything, what’s the limit on what I could buy?

Keep in mind typically townhomes give assigned parking and limit you to 2 parking spaces, so nearby visitor parking or the option to purchase a 3rd spot would be crucial.Layout: With house hacking, more bedrooms the better.

Study and learn how the tax code works and where you might be able to optimize and save.2.

- **Cesspool Issue**: While cesspools are common in your area, the limitation of not being FHA-eligible could be a barrier for many buyers.

A balanced market is typically around 6 months of inventory, so a lower number represents a seller's market with limited inventory.

Or if they are not, the only reason your Agents are getting BP leads themselves is because you are limiting your own posting so you can let them have the ball so to speak.