It's great to have you here, and your enthusiasm for real estate investing is truly inspiring.

My thought is choose a higher income, high quality tenant especially in CA and don't listen to any sob stories (not 100% foolproof but reduces the risk). 

Sometimes they are paved with desperation and diapers.As Spring lockdown turned to Summer distancing and cabin fever became the new great malady, my wife told me how she’d heard a story about people wanting to rent RV’s and invade the outdoors.

That ($350k) would be a larger (3/2) or more complex (two story or other complexity) ADU in my market.  

we can pay for it then change the story?

I hope to see a success story from you in the near future!

No special anything - just wood framing, two story buildings.

I have bought and sold many properties but I have not bought anything in Trenton City because I have heard many stories like the following.

Each piece is a pricing add.Location, unit type/number/style/mid rise/single story, mortgage middle FICO, Down payment percent, prepay type, 3 points - no points, market rents, property good to perfect condition, rented at close with verification, reserves, vesting is real person or single LLC are the pieces that deliver a rate at a moment in time.

I'm really here to learn from all of you, to be inspired by you, and to hopefully chat with you!