Many people get that designation, but you won’t be able to if you’re a high earning W-2 employee for the most part.Though I don’t like oil and gas investing, I believe the losses in that arena can offset W-2 income.

Toledo has many parks all around the area, especially near the Maumee River which runs down the center of the city and attracts many families in the area to go for evening walks, bike rides, picnics, fishing, kayaking, and more.Toledo is also the home to many employers.

Toledo has many parks all around the area, especially near the Maumee River which runs down the center of the city and attracts many families in the area to go for evening walks, bike rides, picnics, fishing, kayaking, and more.Not to mention the jobs that are here already and are coming, Jeep, Owens Corning, Amazon (Two locations), DANA and even Pelaton is bringing their first US facility to Toledo. 

On multiple occasions, I have found him fishing and bike riding while he was supposed to be working. 

Too much risk for a 20-50yr lease/project life.We have similar issues here in West TX where the minerals are almost always severed from the surface estates and oil and gas development is constant.

If someone is staying at my lakehouse because they want to teach their kid to fish, ill leave them a kids fishing pole, some bait/tackle and a guidebook. 

And you've got to pay attention to those types of catches so to speak this business has been around for many years and at the end of the day those types of things are few and far between so you got to be careful of who the snake oil salesman or saleswoman is as a general rule these types of strategies are out there can be executed and done.So i'm not saying they can't be done it's just that they're few and far between for the average joe out there so the options out there are go with traditional type of financing i.e fannie mae freddie mac fha your normal mortgage lending and financing right that's one avenue where you're going to get your lowest interest rate with your least amount of money.

It's also not new remember my Dad dealing with material price escalations in the early 2000's due to oil pricing.

These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and it is less than what you will find for an owner occupied property, due to lender risk.

I would ask the owner for the age of the roof, age of utilities (water heater, boiler/oil tank), and ask if/when the most recent upgrades were made to the property.Of course, take the responses with a grain of salt.