He has stellar credit but is unable to make deals due to the sensitive financial company he works for and the amount of student loans he cosigned for his kids. 

Prioritize your financial stability.

They are not meant to adversely impact any business or individual directly or financially.

And while you may be experiencing worse than average issues here, if you can stem the tide for the time being financial you will come out of the other side learning a lot and you will be ok. 

But, a non-favorable catch is the requirement that Hometap becomes your financial power of attorney over the asset, in the event of default or a breach of contract where they can transfer the deed of your home, and or sell your property without your approval(cost, fees, time)Below is a situation I'm trying to evaluate.

I agree with U if you had to stick to 6% these are not financially viable..

Are they required to publish financials or do they simple "intend" to publish financials? 

Title company makes sure the security instrument Deed of Trust or mortgage is recorded and you hold the note as your security.

It's been a good experience, very eye opening for me as well as financially nice, and of course, there have been unexpected issues (ie, no matter how sad a situation seems to be, have a 1 strike late payment policy!)

@Elani SevillaTo finance real estate without a W2 job, focus on strong financials and business income stability.