Quote from @Jay Hinrichs: maybe make it like a Lenders license I have U have full fbi criminal and personal financial and credit report.. does not mean you have to be super star but just cant be bad.To get my GC in Cali, I had to do a full fingerprinting and state and federal background check.

Not that I'm aware of with any of my landlord clients - if there's a government shutdown that could be a possibility, but the payments will always be prorated for any missed payments.City wouldn't intentionally delay payment once you're setup and "in the system"... they want to keep any voucher tenants housed and out of shelters. 

Attending real estate events and establishing professional networks with other industry members may yield insightful and beneficial connections.Trying out different forms of finance, such private loans, government-backed credit programs, or joint ventures with other investors, might also be helpful.Real estate investment requires a great deal of flexibility and open-mindedness because there are several ways to succeed.

I just want to make sure that’s correct from a federal student loan repayment perspective. 

@Matthew Ginsberg, I'm guessing the provider of the water and wastewater is a government entity that can lien your property if the bill goes unpaid.

Every $100k in gain up to the limits, $250k (if single) or $500k (if married) will save you $15k in federal taxes and I’m guessing $5-10k in state taxes?  

Navy Federal, as an example, needs a long time to close and requires tax returns, but has a 20 year draw and a 20 year payback period…takes much longer than others, but that payback period is amazing.  

To reiterate above, the variable rate is not the issue, it's the attempt at new terms with punishment attached if not accepted.FWIW, if I recall correctly from 5 years ago, my loan officer casually mentioned that the loan will be "in-house" which I understood him to mean is not a federally backed loan and they are lending directly, but I didn't ask for clarification.Maybe my loan address was included by mistake for this mailing because of that categorization, but still, gahh.

Where do you think housing would be had the government / fed intervention of 2020/21 never happened?  

You may hear folks also say the phrase “no landing,” referring to the Federal Reserve being able to avoid a recession but inflation remains.