An apartment building would be considered multifamily.

@Tom Hall, a few things to consider:1.

Each unit would be considered a "property" and have its own listing, smartlock, etc.

Also, consider builder incentives like rate buy-downs or upgrades if they’re not open to price negotiations.

All of the above and there are many discussions and mathematical gymnastics that are in these forums that prove it works and doesnt work in both ways...consider a first position heloc if you want to utilize velocity banking concepts for mortgage purposes.I got one with CMG mortgage (they call it the All in One Loan) and it put me in positive light. 

I'm by no means an expert in this, but you may want to check out the LIHTC if you're considering bigger builds.

When we mentioned possible eviction for non-payment, she was shocked that we would consider evicting her during winter. 

@Kris Rudge I have a 4-plex outside of Pittsburgh that I'm considering selling.

As a customer I would 100% want to see the outside.

I was considering reading J Scott’s “The Book On Estimating Rehab Costs” but wasn’t sure if the information remains relevant 6 years later given how pricing has changed since then.