Hey Jephte,Most DSCR lenders are going to have significantly less seasoning requirements, usually around 6 months, and honestly, you might be surprised at how competitive the rates would be.I know of a program that can refinance at 90 days seasoning with rates in the 6s right now, just sent a DM and would love to see if we can help.Good luck!

Views are 4X and conversion is double over my 2/1. 2- and 3- bedrooms are the squishy middle with tons of competition, but when the potential guest needs to sleep a large group the pool shrinks dramatically. 

It was incredibly lucrative...but got competitive and they couldn't buy them online anymore because the prices got too high.

You've jumped into a very competitive market!

The lack of upkeep starts to show and you can tell just by driving by what's going on.

Based on the responses to buying a house, mommy daddy down payment $$$, and lack of motivation I wouldn't work with them to buy a house.

ThanksHi Ryan, it has gotten more competitive BUT not saturated.

How do you separate yourself from your competition?

Not as much competition means you can negotiate more and rates have gone down in the last few weeks.

In our market that's solid base hit given the higher rates and lack of supply. 98% of the houses I see negative cash-flow without creative opportunities (MTR, STR, rent-by-room) or BRRRR.