This isn't a recommendation or a vouch, this is just my opinion.

I appreciate the recommendation, I'll do that!

I strongly recommend against people buying real estate with zero money.

Loan amount is essentially unchanged since the loan is just under 2 years old.I thought the lending process was absolutely obnoxious last time around so I was wondering if anyone had any good referrals or recommendations.

In most areas in San Diego, that is condos, town houses, etcWith that budget, I would be leery of recommending San Diego.

If so, could anyone please recommend a collection agency? 

Any recommendations or advice would be great!

With that said, how would you recommend I find a hungry, boots on the ground agent?

After assembling a lot of bed frames, I prefer the Zinus brand, and I would recommend contract grade furniture.Don't forget to sign up for pest control and both a renter's and landlord policy on your insurance.Hi Miguel - I’m also looking at the midtown  Sacramento area for multifamily…what is “contract grade” furniture please ?

@Stephen Keighery makes a point that it may not be a good time to sell, but I recommend you test the market.