I recently got a policy that I'm pleased with from American Modern for a multi-unit.

As an insurance broker I find small business owners with income tax issues all the time.I recommend SEP IRA (funded with an indexed annuity with a 10% bonus on first years premium), 412i, a Koegh plan, or safeharbor 401k.Most Americans dont start paying themselves until Thursday or Friday due to the amount of taxes on everything, deducting retirement contributions is a way to gain back one of those days.

@Karen Margrave thx for the reply, I have had numerous credit card offers in the mail, just like im sure everyone else has I know real estate has a lot to do with leverage and having mortgage debts, when it comes to personal finance I just always believed if you cant pay cash you cant afford it, I guess I just need to change my philosphy in life, and get a credit card, I just never believed in the ripoff adjusting extremely high interest rates most americans get in trouble with.

I live in Earlysville, VA and I am currently investing in the Richmond, VA area.I am an ex-patriate Brit now naturalized American citizen :).I invest with my partner John Kendall.

He got rich investing in Coca Cola, Wells Fargo, American Express and BNSF Railroad. 

Today, the mainstream has finally caught on, and courtesy of RealtyTrac has come up with its own name for this subsidy: Vampire REOs.http://www.zerohedge.com/news/2013-10-03/meet-monster-housing-market-presenting-vampire-reos-which-65-americans-live-mortgageSorry for the length, but would it be frivolous to invest in rentals or REO's seeing as this bubble's about to pop?

Just got an email that the two largest giants of outsourcing will be merging together.I think there's better quality foreigners on Odesk and better American quality workers on Elance.Hope the technology sees a huge boost!

ASHI's website (American Association of Home Inspectors) has only ONE inspector listed, and I wasn't impressed with the credentials when I checked the website (too vague data on experience, previous trades, etc).So I currently have 3 options to choose from:Inspector #1 (found from TAREI - Texas assoc of real estate inspectors): on BBB since 1993, A+ rated.

That's a really, really smart move that many Americans never master.And keep looking.

With the ADA (Americans with Disability Act) you need to allow the tenant to install modifications to accommodate their disability at their cost.