Equity Partner BuyoutConsider an equity partner to help fund renovations in exchange for a share of the profits, reducing your risk and investment.STR seems like a solid option, but these alternative strategies give you flexibility depending on how things play out. 

(with the DSCR loan to purchase moving faster ~ 2 weeks, it's conceivable we may be at the closing table faster than the HELOC closes).We are considering other options for the downpayment (approx $25K);   and then replenishing the funds with the HELOC cash once it hits.  

My husband and I dream of owning a business that will fund our lifestyle.

If the property is redeemed, the successful bidder will need to contact the plaintiff's attorney to get their funds back.

There are also quit a few orgs that help the tenants with their move in deposit if they do not have funds for the deposit.

Currently, I invest through Betterment with a general investing plan and a Roth IRA, and I also contribute to my employers Roth 401k plan.

And if they use public funds the property has to remain affordable housing for THIRTY YEARS which is insane.

I’m currently exploring different ways to raise funds for a down payment outside of my 9-5 income.

The purchase prices were 170k and 180k respectively and the budgets were 90k and 100k respectively and they could've gotten a better rate with a credit union, but a credit union will not supply the rehab funds - HML does.  3) The application would be taken in, project numbers would be held up to lender guidelines according to your exp and your credit. 

I have some funds of my own, but not enough to cover the steep down payment.