any LO will fill its pipeline and shoot a shotgun to the wall and see what stick.

The answer is because it wouldn't sell papers.Ot's not hard to comply with DF and still do LO's ethically. 

I have one for Market Analysis, Designing and sticking with your REI Plan (based on establishing financial goals), different ones for different types of strategies, like Sandwich LO, seller financing, using uncollateralized loans like "cash like objects", establishing the investment steps along the way ahead of time in multiple scenarios.   

If you plan to hold it long term and BRRR it, buying the rate down never pencils out.Also talk to your LO and make sure it will pass points and fees test. 

A little bit about my family and I - my wife and I and our LO live in what I would say is a class B/A neighborhood in Nassau County, Long Island.

You can wholesale lease options, where you put a LO under contract and sell the contract.

A reasonable LO will want you to have some "skin in the game" to go through that ($0 per hour) process of submitting it, you're basically asking them to count your willingness to provide ALL requested paperwork as that "skin."

And it's the same on my end as a LO, so don't get any bright ideas there.

This means that a single $500k loan is about 10x the profit per hour for the LO as 5 loans of $100k each.

(I say if you're single, because we have so many male clients come to us excited to rent by the room and then find, lo and behold, that their partner is not nearly as excited about living with strangers.)Find a home with a basement apartment or carriage house.