If someone at a seminar said the HOA “super lien” made them superior to s 1st mtg then they are just clueless OR trying to fool you with some technical sounding term.

Only problem is I am unsure of the legal parameters here as I am not technically working for an investor and I am not technically an agent or broker.

Since technically I own the property outright (no loans on it) I have the option of doing a cash out first or a helco.

She has technically "moved back" to Sweden on the books and I've heard she may need to pay Swedish taxes on the capitol gains after sale of the condo.

It is technically a single family home so would you list with a residential agent or sell on your own to network of investors?

I haven't bought any more homes in that time because to the bank, I have like half a million dollars in mortgages and technically no job.

Its not a hype session, its an honest to god technical manual about how to do business in commercial real estate effectively.

I provide these extra comments.In PA it is actually handled by the Sheriff (technically, by his office staff).I have not seen a lender do as Wheatie suggests above, but the effect is the same.

Wouldn't you technically be "all in" for 60k?

Local banks are staffed with decision makers who know the local market and have a vested interest in the improvement of the local market.