I'm constrained to being on title so completely understand that I'm accountable to the lending debt - not concerned about that.  

I have no idea whether these are or are not allowed in OH as I don't lend there, but a loan with a 2 or 3 year prepayment penalty would likely have lower points and fees because you are basically paying that penalty up front as a fee in this loan.

I am not a W2 employee so constantly limited by my DTI when it comes to bank lending even though I am savvy with saving, house hacking, etc to keep my cost of living down.

Bottom line was that the specific loan I set up - evaluated - for them I told them the risks and that they should lend no more than $3 million.  

Ultimately would like to make connections so thank you SO much for your time and willingness to lend a hand to a new investor who is staring down into that water, wondering if this is the right leap...Much appreciated,Jon

Hello,A syndication closed on a multifamily property several months ago and they are still raising funds for the property. 

If you or any of your clients ever need funding for fixer-upper projects, I’d be happy to help with hard money lending options.

There is a home in Tampa I went UC with a wholesaler and told him I was closing it conventionally which they were fine with.Long story short the home is a triplex and zoned as a SFH so the lender will not lend on the property forcing me not to close and the wholesaler took my EM.

I invest mostly in SFR but also invest in MF through syndications.

Vacant lot on PCH w/income producing billboard, 85%+ ltv lending options?