I don't know your specific market all that well but have you done some analysis on your ADR during the high season X your high season occupancy rate and determined whether taking lower priced slow season bookings vs letting your property stay vacant during the winter averages out in your favor?

I charge a really high fee and require the tenant to carry bite insurance.Inspections are done on a schedule and always recorded with pictures and/or video.

She specifically does a lot of STRs, so I believe she's the go-to in the area.As for Fredericksburg itself, I agree with @Evan Tuuk.

Quote from @Sonia Vanegas: You both screwed up by failing to be specific.

However, consider calling the VA’s regional loan center or speaking with a VA-approved lender who can interpret the rules in a more specific scenario tailored for you.

I saw someone post in a group who I think is a schmuck brag about hitting a specific figure for their training and I just shook my head - like wow - this person is a great sales person and just steals the same lines from the business book about working hard and throwing out some slick slogans - but man oh man - when real estate gets hard people move to being a guru - just look at FB ads right now - many are not funds anymore but how to raise money, how to do X.

Be aware you will start getting requests from law enforcement and neighbors to view videos.

Some good questions for him to ask each potential company are:- how long have you been in business- what is your fee (be specific on the number of properties involved and if it's forward, reverse, etc)- where is your operations staff located (ie where will be funds be)- what type of account will my funds be held in? 

In his, it may be called something else, but once he checks it, his software should unlock all past losses specifically linked to the sold property.

Except in very specific markets, condos are a vastly inferior investment to a stand-alone dwelling.