Donating appreciated securities to a charitable organization can be a smart way to give, both for you and the charity.

This is our version 1 and V2 will be much more robust with advanced financial numbers.

A solid W2 income can be a big advantage when it comes to securing investment property loans, so it's smart that you're recognizing that.

I have had a number of questions (how to handle land contract payments, how to set up security deposit refunds, etc.) and between their online support and responses to my questions via email, I have yet to run into a situation I couldn't address. 

I used LiveRez before and it's not nearly as robust.

.- Im thinking of not charging security deposit because of all the strict MA laws and just using the last months rent as a sort of security deposit, thoughts?

It's difficult to secure a real estate loan if if you a lack of credit history.

I've been a silversmith for seventeen years but am really wanting a life and career shift that offers additional fulfillment and financial security.... no built-in retirement plans for us artists!

Most lenders are fine with just seeing a signed lease and receipt of the first month's rent with security deposit, so the tenant doesn't need to actually be moved in yet. or 80% though it will certainly make the process smoother if you have a tenant lined up.

Including this income could strengthen your application and increase your chances of securing a lower rate.