Laurel CanyonConsideration #4We are a fairly big investor in multifamily (commercial) currently and are sensitive to how much capital we need to commit to personal residence.

If someone were to make windows to order in a more time-sensitive manner I think they could do a great business.

Are they presenting a rosy picture or are they giving some sensitivity analysis or accounting for non-perfect conditions? 

@Carlos Verduzco Most agents won't tell you this, but working with FHA buyers is our least favorite...the lending process is very antiquated...very sensitive, and very slow...FHA loans are closing in 45-60 days in markets that are moving fast...mainly because the expansive and overburdensome underwriting and appraisal/inspection process.

Not so much so because they are expensive, but for flips,  buyers scramble and shiver in fear when they find out the house had foundation issues even when they are fixed, inspected and tested by professionals.So that is why this is still a sensitive topic when it comes to flipping for resale.

I can tell you with certainty that experienced flippers, our market focus, are much less sensitive to a few points or percent than they are to speed to fund, maximizing LTV, minimizing payments, and above all a great trusting personal relationship.

A bank loan is not the best tool in a time sensitive situation.

Thus--unless it is time-sensitive--I would likely opt to wait until my loan closes before I make a change to my personal credit limits. 

Like making it time sensitive/password friendly to open and view & sign. 

If you're rate sensitive, it may make more sense to go conventional if you can qualify, but like you said, you may run into timing issues.