Getting a mortgage without a job will be near impossible without going with an alternative loan product that will come with a high down payment and high interest, which is not the "househacking" way. 

I think he's selling a great product and once I get the ball rolling will look into it.

Also, they have limited and low quality products that you choose from for materials such as flooring  bathtubs, and lighting, etc.

I guess you could risk it and then beg for forgiveness but at that point you have lost face and trust of your Banker.Sure, I get what you are trying to say "the Dons and jay’s of the world will share how it can be done but are never pushing a product, a course, a group etc.

The 5% Fannie Mae conventional product for 2-4 is great and do you have to worry about the self sustainability test like you would on FHA.

I price out many 30 year DSCR products for people, lots of times they need to take a leverage cut to make the DSCR work if it is a single family. 

Yes, there’s a product that exists which does exactly what you want.

There are some pretty good products out there available for investments, where you can do seller paid temporary rate buydowns.

You could buy a property and a major defect is not seen during the inspection and it will cost you a lot and kill your numbers and really hurt you. 

I am asking both in terms of their turnkey products and in general how competent they are and trustworthy.