Hi Everyone - I asked my Mortgage Broker in Portugal (CAFIMO) about being able to use the BRRR method in Portugal (specifically calling out that we'd buy in cash, improve the home, and then refinance) and here is the response she provided:If you buy it in cash you don’t need to wait for 2 year to get an home equity loan, however you wont be able to get the same Loan to value for this purpose, usually the bank goes to 50% of the property value only.So it looks like like rather than the 70% LTV that's normal in the US, in PT it's 50%.

If you aren't a cash buyer, you don't want to lead with fake cash like a lot of buyers do.

*disclaimer* i'm not saying you could get those specific terms, its purely for example purposes.

They help you make decisions that lead to significant long-term tax savings, which often outweigh the cost of their services.

If the property is a personal property used for personal purposes, there is no depreciation since its not a business asset.There may be a chance that you have a home office within the home that is eligible for some write-off but you have to be using the home office towards a business activity.

If you've been looking to buy, the next few months leading up the election is the perfect time, in my opinion. 

My guess was that the floor wasn't leveled in certain areas leading to a chain reaction of splitting

What I mean by that is - not just focusing on getting the leads at the very start.

Someone may have lead generation problems.

If you are doing this for accounting purposes, maybe look into some kind of software like Quick Books.