@Ifeanyi Okoye Welcome to the community, BiggerPockets is a great resource to connect with like minded individuals.

I'm trying to assemble a group of like-minded people to take down deals and improve each other individually.

I personally have each of my properties setup in their own LLCs (no biz license required where I am at) and then have a personal liability policy to cover myself as an individual in case someone got through the LLC wall.

The differentiator for individual mortgage lenders is experience, knowledge, resources and tenacity. 

The thing that I've found makes them smoother is allowing each party to close individually and early when possible. 

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

I am looking at Baselane but unsure if that would work well as a PM versus an individual landlord that owns all of their properties. 

Home State Licensing Requirements: Some states require individuals or entities that buy mortgage notes to be licensed, especially if you are buying them as part of a business or investment strategy.

Those present two very different levels of risk.You should also consider how long ago the offense occurred and what the individual has done since then.

Last, if anyone lives on Maui and would like to connect I am always looking for like minded individuals to network with, and maybe, do some deals with!