If they will do a loan with less than 1, the pricing for the rate takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR is greater than 1.2 so will qualify for 1 ratio and 1.2 ratio programs.DSCR lenders generally let you vest either individually or as an LLC.

To illustrate my point, there are hordes of Americans who have bought property in Mexico.

Slightly different set of facts, but it illustrates that typically the property owner is responsible for their own lateral, regardless of distance, depth and crossing (or boring under) public streets. 

The process I propose is illustrated below.

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

As an example, lets say you find an older, outdated duplex for $200k (note, I don't know anything about Reno and its RE market so simply going illustrative with these numbers).

See below for a diagram of the process we follow.While the process illustrated above is our process, all investment teams will have a similar process.In summary, residential and "investor-friendly" realtors sell homes.

The longer the term, the less of an impact on the rate.I've included an example below to help illustrate this.

Tax rates on royalties can depend on your country’s tax laws and any applicable international treaties.I know, I know, there are many different “types of income”, not all my favorite, but I listed them to illustrate just how many income streams you can investigate and use to set you free.My core favorites fall under “Passive Income”.

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.