I tried to set up quickbooks online, but without paying $720 a year for the ability to do class tracking, it seems like it wouldn't be as beneficial.I know there are other tools out there more geared towards real estate like xero, etc, but I'm still trying to avoid paying so much every month.Has anybody used realtyzam or rentalhero (rentalhero.io) they seem to be linked? 

Like loaning money on a House in Wampum and ending up owning it and now having to deal with low income tenant in that area . 

I did a DSCR cashout loan from my other rental to buy and reno.

You may not collect anything, but it will sit on his credit report and prevent him from getting a car loan, home loan, or scamming another landlord.

I'd anticipate financing wise at least 6 months but would always recommend a 18 month financing term on your loan if your getting one. 

The rent from the other units is used to help you qualify for the loan as well.

Go to Omaha and Sioux city tomorrow for inspections and client meets. 3. close new loan with my bank unsecured ( those babys can be tough to get).4. get my mind ready for 9 grandkids at the house this is the toughest one :)  Patience 5. firm up goals for 25 solidify my new clients that I have gotten in Q 4 24.

As far as refinancing, you can either do a conventional loan where they use your debt to income / DTI to qualify or you can use a DSCR loan which structures the loan off of the rent versus income ratio.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

I you take out a loan your name, an actual person must sign it.

And as you already know, buying the home as your primary residence will help you take advantage of the best loan product there is.