I'm working on a creative finance deal with a 50/50 subto/seller finance deal.

What capital do you have available now to buy or are you only looking for seller financing?

Financing: I'm confident I can put $10,000 down as a down payment within the next year.

One of the pro's is Investors can tap into retirement funds to finance deals without depleting cash reserves.

Consider financing options like hard money loans, or FHA loans for house hacking, and focus on areas with strong rental demand near the MA/NH border.

Another work around that isn’t discussed much is working on a strategy with your insurance company to protect your other assets in the event of a claim.But also, it wouldn’t be a bad idea to consider getting the financing into your LLc name with a community bank and pulling cash out if you have substantial equity.Right now, since the loan is in your name, it shows up on your personal credit report.  

Since you’re interested in the stock market too, you could consider a finance or real estate investment role that bridges both interests.Best of Luck!

Please take note that we will not review any application with missing/incomplete information.

How did you finance this deal?

We have done it both ways where we fund purchase and they cover rehab but if the individual is less experienced we do not do it that way, we have them put more money into the deal from the start and fund the draws, reason why is we also had a deal where the person said they would do this and never did anything and property sat and loan matured and it was a pain.Just recognize you will still not get 100% financing for the purchase, so you are putting money in up front.