Most banks dealing with their commercial lending want at least 20% and that;s for their special customers, for other good customers they want 25% down.

But then I went to Vistaprrint.com and they can do 400 custom cards for $40.

I called HUD's asset manager and that's what they said...but that seemed like a customer-friendly approach, and HUD isn't the most customer-friendly, so I had to confirm what I was told.

I have 15 years of remodel and custom home building experience.

They manage their own investments as well as all of their customers

I actually emailed their customer service to ask how they make any money if this service is free...seems to good to be true. 

If you are starting with a napkin sketch (custom house)  then yes. 

The other is great... wonderful, timely communication and great customer service.  

Using this service you can see the prices listed by landlords as well as customs offer.

If it is a trade you seek as opposed to a g/c or handy man, reach out to local custom homebuilders, the guys doing a few houses a year,  in general they like to promote the people who do good jobs for them.