This gets into a chicken or the egg situation since in your example you want to pull the cash out and use it to buy properties, but the bank won't let you do that since you don't have enough existing cash flow to cover loan payment but without the loan you can't buy anything. 

We were probably the biggest chickens and we had every reason why we should not do it. 

I especially like the chicken wings at city fire in Brownwood.

While FHA is "only" 3.5% down payment, there's a 1.75% funding fee, making your cash out of pocket up front 5.25% - ignoring closing costs - whereas a 5% down conventional is cheaper upfront, lower MI, and that MI goes away eventually.The 1.75% upfront MIP for FHA is true however this is typically financed so the down payment is still in fact 3.5% down out of pocket (plus closing costs of course assuming no other credits from seller, agents, or lender).5% down conventional is extremely limited now as of July 28th 2019 Home possible (freddie) and Home ready conventional programs (Fannie) can only be used when your qualifying income on a file is at 80% of AMI (area median income) or lower which is tough in higher cost areas where the borrower may enter a chicken or the egg scenario.

When you go to the market you buy a packet of chicken you bring it home and cook any meal you want with it or if you go to a restaurant for the same chicken breast you will pay a lot more.

A good way to calm her fears is to approach the LL (a letter if she is chicken) and simply say that she contemplating on staying and renewing her lease and ask the LL if there is any problem in renewing under the same rents and conditions.I'm going to bet that since nothing has been said that nothing will be said and that the LL would welcome the inquiry.

It's sort of the chicken or the egg first.  

Check, Cash, Money Order, Cashier's Check, Chickens, Cattle, Wives and Alcohol.Justin

I think they have chickens at the house, and that's going to have to stop.

Chicken in her shoe LMAOI hope she was smart enough to not use her toothbrush