These loans are non-conventional, making them much easier to qualify for compared to traditional financing options.

If I use a HELOC for a down payment, will lenders still be willing to give me a conventional loan?

There's many factors other than DTI on a conventional financing.

Also, as far as multifamily, wasn't sure what you are thinking on max price range, but guessing you are thinking 1-4 units to start off with conventional financing.

We offer a full range of products for conventional, government (FHA) jumbo. 

Those who are acting like this bill violates the Geneva convention were probably not operating above board in the first place. 

You will hear and read on BP that the rates are the same as conventional but that is NOT really true.

Can you assume a mortgage on a conventional or FHA loan?

I have ALSO heard its not about timing the market rather time IN the market, so this is where a SFH could potentially be "easier" to find.Im constantly in a headspace where I tell myself I have to get really creative to finance a MFH or come in with a 5% conventional loan and fixing a MFH to force appreciation although cash flow may not be there the first year or two.

There's still limited inventory (~1 month supply) and limited new permits.