The formula has changed at least 4 times that I can think of in my 25 years of bidding and since Sage took over a few months ago the system has make the biggest changed and not for the best for the investor.  

Hi Ram, I actually like Columbus Ohio because I see it being one of the biggest metropolitan cities in the next 10-20 years, all signs are pointing here!

@Pete Mathias@Pete MathiasAgreed it seems like the biggest risk is someone not fully understanding how the policy works, getting lazy/frustrated, and not following up with the laid out plan.

I’ve heard that Columbus, Cincinnati, Cleveland, Canton, Akron, Dayton, and Toledo are good markets to invest in.Hey Michael, I like Columbus Ohio because I see it being one of the biggest metropolitan cities in the next 10-20 years, all signs are pointing here!

My biggest deal is a 6plex and I'm now looking to scale into 8-12 unit buildings. 

They will also make you make the biggest mistake of your life.

thereby allowing these plumbing updates to pay for themselves).I've got the toilets and faucets all picked out (because I have personal experience with these and I know which ones are good) - but I'm not sure what to do about the shower heads...I know that shower heads are an item that can be the biggest money-saver (because these tend to consume more water than anything else).

Quote from @Bob Stevens:What has been your biggest challenge?

biggest pay days in buy and hold in RE happen in the path of progress hands down.  

Mortgage Program will Exacerbate InflationU.S. federal government spending "is the biggest threat to disinflation and lower interest rates" (Piper Sandler).