Interest only for 24 months then automatically rolls to an amortizing loan 5/20.

Ideally, once the rehab and construction is complete, it automatically converts to a perm loan (thereby avoid the need to refinance the property). 

My wife and I bought our first property (primary) back in June 2020 in LA.We are now thinking of buying another property as a 2nd home in San Diego, since my job is relocating to SD (while my wife still works in LA).We are looking for a SFH where I get to use/stay at one of the rooms and thinking of renting out other remaining rooms.If we start getting rental incomes from the 2nd home, does it automatically make it as an investment property even though I would live there for more than 10% of rented times?

Is some part of that process automatic?

I installed an automatic motion sensor light switch inside because we always forget to turn off the light.  

Blame somebody else so you don't have to be the bad guy when delivering bad news.I collect rent using an online system that automatically charges a late fee if rent is paid late. 

It allows you to collect rent online via bank transfers which tenants can set up for automatic  payments.

Then you'll have an answer.For future listings, I believe you can connect Zillow to your CRM so that you collect the data automatically.

Residential loans will often pay the taxes automatically so that’s one less thing to worry about. 

Personally, I don't think the tenant should be automatically blamed for the previous landlord not raising the rents.