I figured I'd ask but I can't press it anymore.  

If the answer is yes then my guess is that you'd be hard pressed to find a traditional lender for something so unconventional.  

I know in the Salt Lake valley you'd be pretty hard pressed to find a duplex for 150k right now. 

My dad starting in RE in 1965ish.. did not like the 3 leads a week the managers gave him... ( think Glen Gary glen ross) so he went out bought a printing press and taught me how to run it... then on sat me a a bunch of my buddies would walk the neighborhoods and put 2 to 3,000 door hangers out... we got paid a penny a piece... so it cost my dad maybe 5 cents. 

However, these days you will be hard pressed finding conventional lenders who will go beyond 30yr amortization and many have tightened-up to a 25yr max on residential property regardless of whether it is owner occupied or a rental.

You will be tried in the press. 

Anthony Bautista , Vanessa Vandervalk I kinda accidentally stumbled upon the Palm Springs area when my parents turned into snow birds and started "visiting" us, but going to Palm Springs to golf.

Did you over come the attack and press forward?

I think you may hard pressed to turn that 100k into a 5k a month cashflow, I don't know Toronto but in my market you would likely command around 3-4k a month before expenses and that's a gem.

Mine are only $225k and are accidental rentals that were supposed to be flips when the recession hit.