I'm ready and willing to work harder to achieve my goals, but not gonna lie, I have to accept the probability it may not pan out, too. 

You can give me good Investment recommendations in your country and in fact, I can accept them because each state in your country has a different market and different laws.

It never was an issue as the seller and his/her agent knew before accepting the contract that the buyer agent fee of X% was included in the purchase price. 

And this problem is so pervasive that this elitist political class is now blatant in there stance and actions, doing it arrogantly, ramming it down everyone's throat and saying how grateful we should all be for it and demanding we all accept it as requisite responsibility for such. 

What is a good and or acceptable amount of money to have saved up before buying your first rental property I'm aware this can vary depending on the state/area but is there a rule of thumbThank you ahead of time 

Do not allow them to pay the deposit or accept a rent increase or anything else.

How do I get the agent (in which I have not tried) to accept my credit card offer on the property?

In fact, the only time we ever had an animal do more damage than the deposit was on a set of tenants that had red flags but we accepted them anyway against our better judgement.

Banks will not accept a business they think is operating illegally or fraudulently, @John Jacobs.

They accept financing so all cash is not necessary and we are asking them to paying for closing costs.