Will they allow you to receive direct deposit?

The 1% is when it's a bank and the sponsor has VERY significant deposits and/or other business with them and uses that as leverage but that's not applicable to anywhere here.

Deposit Trust report12.

Am I responsible for returning or to try to get their deposit?

Collect a reasonable non-refundable earnest money deposit up front (say $10-15K), and charge them above-market rent for the opportunity.

The tenant moved out in June 2023 and is now contesting $500 I withheld from the security deposit.

other members’ deposits are used to make loans to other applications and in this case would serve as the bank’s consideration in Daly’s note.

With Apartments.com I can automate rent payments, have the security deposit paid, and have tenants upload their proof of renter’s insurance.Challenges of living with other roommates and renting by the room When living with roommates there are always challenges.

They do require a refundable $5k deposit to get on the "VIP" list and start receiving properties.  

And their idea of unlimited free "virtual" accounts means I could finally have a unique bank account for each property, plus easily manage security deposits in their own dedicated accounts.