Aside from the obvious presentation of the enterprise and evidence of strong deals with solid numbers, how can this be done without taking on the appearance of a security offering, and where  and how would I begin to look for participants ? 

If you're unsure, you should contact your CRA or attorney to make sure you are compliant with the FCRA and Credit Bureau Compliance Requirements.

Small opportunities are often the beginning of the great enterprises." ~ Demosthenes

this is a very common enterprise... if you can make a better return its probably worth it. flight attendants/pilots are usually pretty tired and just looking for a place to sleep shower and get back to work and or home.

Failure to do so could lead to enforcement actions against you by the Consumer Financial Protection Bureau (CFPB).

It prompted some additional research into the law and I found the following.This means that if a landlord requests a credit report from one of the current "big three" national credit data repositories (TRW, Experian, Equifax) or a credit bureau, the landlord may charge the prospective tenant the actual cost of that report, up to $20.

```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````FOR IMMEDIATE RELEASE:September 23, 2016CONTACT:Office of CommunicationsTel:CONSUMER FINANCIAL PROTECTION BUREAU SUES CREDIT REPAIR COMPANY FOR MISLEADING CONSUMERS AND CHARGING ILLEGAL FEESCFPB Alerts Consumers About Potentially Misleading Credit Repair ServicesWashington, D.C. – The Consumer Financial Protection Bureau (CFPB) filed a lawsuit in federal district court yesterday against the credit repair company Prime Marketing Holdings, LLC, which allegedly charged consumers a series of illegal advance fees as well as misrepresented the cost and effectiveness of its services.

-CFPB...Consumer Finance Protection Bureau

We've found that for most applicants answering 3 identity questions takes about 30 seconds (and, contrary to what was stated above, no additional account or login is needed on the applicants part) - if they do not have a credit file, then, regardless of the method you use, you will not receive their score and they will need to contact the credit bureau to establish a consumer file.Some other advantages of tying the screening to an online application:No need to have to re-type their information to get their reportDo not have to try to read sloppy handwritingTenant can pay fees upfront; no fees to landlord

, but deviation from what the Consumer Financial Protection Bureau allows cannot be introduced.