I had to restore my phone about a month ago and I haven’t been able to re-download the iOS app since then. 

Awesome feedback Andy!

Using 50% rule (expenses excluding P&i is 50% of rent) here are the numbers;1800 (rent) - $900 (expenses) - 1468 (heloc) = negative $568/monthAt your rent point with that size unit, your expenses will ve less than depicted by the 50% rule, so let’s use a likely more accurate 40%1800 - 720 (expenses) - 1468 = negative $388/monthNow let’s imagine you self manage and you time is not worth anything (I strongly recommend believing your time is worth less or worth less than a quality PM would charge) with 8% further reduction so expenses are down to 32%1800 - 576 (expenses) - 1468 = negative $244/month. 

However, they approach financial health from different angles.The 50% Rule is a quick estimate that suggests operating expenses (excluding mortgage principal and interest) will roughly equal 50% of the property's gross income.The DSCR is a more precise calculation (Net Operating Income / Total Debt Service) that determines if a property generates enough income to cover its debt obligations.Deal example:- Class C middle class neighborhood- 4bd / 2ba single family house- ARV: 190k- Purchase: 105k- Rehab: 35k- Market rent: $1,400-1,525- Section 8: $1,475- Property manager: 10%- Taxes: 125 month- Insurance $1250 yr- HOA: $55 month- purchased and rehabbed with all cash.

Only one remains and is likely to be overturned.This means it is better to file and not take a chance of missing a surprise deadline.

Join attorney Bob Floss and I as we dive into its impact on landlords, buyers, and sellers.

I was going off of some historic rent increase / property appreciation / vacancy data in the area and I thought it seemed high.

@Basit Siddiqi Have you considered getting an assistant to manage all of those things rather than a property manager.  

Focus on smaller single-family homes, condos with low HOA fees, or multi-family properties in these regions, and build a reliable local team of agents, property managers, and other professionals to ensure a smooth investing experience.

Between it  and chain, both last a long time and require little maintenance, but the vinyl looks so much better and is more functional by blocking visibility.