This transfer does not trigger the due-on-sale clause of the mortgage.

These 2 actions do not trigger any deed restrictions, since the property was never resold.

It's a "haircut" because a "default" (as it would be considered at any other point in history or for a corporation) would have triggered the Credit Default Swaps (insurance on bonds) which would have been bad.

Don’t forget to get your hold open policy for resell.It sounds weird to me because lets say something happens that triggers the policy to pay out to me for some kind of title issue.

I would also include the language within the note which triggers the Acceleration Clause in the note and mortgage.

Doesn't sound like that is the case here.So, I don't think anything has happened (the apartment is still occupied) to trigger the need for a any letter or refund of deposit.

And now they're gunshy on pulling the trigger to close.

I have read a dozen books over the past year on real estate/property management/investing, listened to hundreds of hours of real estate podcasts while I work, and I have my old landlord and my accountant who invests in real estate to bounce ideas off of.I would say I do too much research sometimes and need to pull the trigger - nothing like learning from doing.

What level of improvements would trigger this?

There are also issues with paying yourself a salary versus dividends, triggering an audit.Some states disregard any liability protection for single owner corporations.