AS a HML I have seen this play out with investors that drink the sub too coolaid and are simply not financially capable to handle issues when things go sideways.I have also personally bought over 100 sub to deals in my career..

@Tom SaharThere are always deals to be found, but the effectiveness of your marketing techniques determines your success rate.

Since I'm an agent I do have access to non-owner occupied properties so my challenge lies in determining cost-effective marketing strategies. 

When I closed on my first duplex in Harrisburg, Pennsylvania in August 2017, "the 2% Rule" was the gold standard for determining whether a property would cash flow.  

I was personally censored multiple times by one of the most well-known BP employees simply because her opinions are very leftist and mine are very correct. ;) The bottom line: it's their website and they pull the strings.

These are not typical life insurance policies.If the down payment comes from an existing asset whether it is money from money market, money from savings account, money from CDs, money from heloc, money from selling stocks, money from stock margin, gift from family, money from life insurance it does not achieve a 100% LTV with respect to determining return.  

Do i take a snapshot photo of my outgoing phone call to the GC or can I simply summarize in the log that I had the 1 hour conversation with the GC and summarize the details of the conversation? 

Hey Karl, @Karl SzymanskiI can definitely understand the temptation to do something close to home, but it likely will depend on whether you are planning to manage these properties yourself (which I personally, wouldn't since you are simply just buying yourself a new job) and where the best forecasted ROI is at. 

Then, you'd use the data on Airman or similar services to determine whether the metrics fit with your personal investment/return objectives.

This also allows for property owners to more easily write-off assets that get damaged/destroyed as the value of these assets is determined as part of the study.