Live in one unit and rent out the others to cover your mortgage.Seller Financing: Negotiate terms with the property seller where they act as the lender, often requiring a smaller down payment and bypassing traditional underwriting.Partnerships or Joint Ventures: Partner with an investor who provides the capital in exchange for a share of the property’s equity or income.Lease Options: Use a rent-to-own agreement, which allows you to control the property while saving for a formal purchase.BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat): Acquire a distressed property with short-term financing, rehab it to increase value, rent it out, and refinance to recoup your initial investment.Pro TipStay in close communication with your lender as you approach your next purchase.

Period. 

Bob arranges the money for Joe, so the bank is short again even though Bob could have paid more on the debt.

Flippers always get frustrated waiting for the home occupant period to end on them.

Do you mean a short-term loan on the property you're buying?

Quote from @Teekap Pate: DENY.An eviction within the last five years is an automatic denial, period.

In fact, during my short stint as an aspiring BRRRR investor, I successfully secured a pre-approval for a private money loan based on my net worth.Now that I’ve shifted to land investing, I’m wondering: Do private or hard money lenders exist specifically for land flips?

Short of that most small boutique brokerages are dying for help and likely don't have the time to look.

Towards the end of November, we got professional photos up of the reno and used the 20% new listing promo and quickly got 3 bookings for December in a two week period. 

We don't know if the new regime will be retroactive.In short, we don't know anything.