$120 is that including material or its labor cost only?  

If the policy limit you have selected does not meet the specified percentage, your claim payment will be reduced in proportion to the deficiency.

Learning how to estimate rehabs based on labor + materials is massive.

This includes 436 residential units (recently reduced from original plans of 460), a 5-story hotel, and 2 million square feet of commercial space, which has already been approved by the county.

Having a washer and dryer will attract more tenants and reduce wear and tear on the property when you have turn overs...and ensure they are properly connected.Ask why they need to move in quickly.

If you want more affordability, CUT programs, CUT tax's, REDUCE centralization. 

I have a handyman that charges $75/hr for labor.  

., reduce the sales price).

Talk with your local labor and industry (that's what WA St calls it) for definition of employees.  

there's a lot more economies of scale if you reduce the footprint and stack higher like a 3 story walk up. are you worried about the rezoning process?