Vacasa doesn't operate like that, they don't allow the owner to do that. 

Finance your first duplex or triplex through FHA Loan, Conventional Loan, Owner-Occupied Financing, and Portland-specific programs.

I enjoy learning and growing as an entrepreneur, investor, business owner, and person.

Quote from @Donald Hatter: Pros:- Builders have many homes to sell at one time so it is easier to negotiate a better deal than with a home owner in the same neighborhood who is trying to sell their primary residence - Buyers bust out of deals all the time and builders don't like holding completed homes- Lower maintenance which leads to easier property management expenses.  

How about a lease w/option to purchase structure or a straight owner financed sell to you?  

I found the home as a for sale by owner by owner and it had a four car garage in a great location with a large lot.

The presenter lost me when in the initial free seminar the speaker was talking about how it was easier to foreclose on an owner than to evict a tenant.

However, every company I find either doesn't insure non-owner occupied units or is extremely expensive.

@Jason Wray who's doing 5% down on owner-occupied 3-4 units?

I’ve seen folks pick up land in similar setups.. sure, maybe not always in Wyoming, but in pockets around San Antonio where people said, ‘Oh, that’s just dry scrubland,’ adn now those owners are sitting pretty with properties they can eventually develop or flip.