From a personal standpoint I target 70% LTV for any investment I have that way gives me ability to sell it if I need too

Apparently, the person I am under contract with was managing the estate of the actual owner who recently died.  

It's NOT a house!

@Alvin Sylvain I agree the emotional support animals are B.S. but they are legal and we have to abide by the law.If the animal is an ESA, you are allowed to ask if the person is disabled and what service the animal provides.

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

Personally, I find BTRs to be more predictable with fewer ongoing maintenance issues, and they tend to attract high-quality tenants.

The art and science of it all is that you don't lead with "I want to make an offer on your house", instead, you ask the homeowner "how can I help you?"

There's supposedly a large medical center being planned, which will also need convenient housing.

Other banks allowed us to do our own in house valuations.

A chimney on the property completely collapsed—taking part of the roof with it and crashing through the neighbor’s house.