I am a lender in Baltimore and live here as well, just curios, what street was this on?

A basic rule I tell Colorado STR buyers is that you can go cheaper on lesser used items but not the big stuff. 

I am on a similar journey...

Quote from @Abby Chapman: Hi- does anyone know of a bank/lender licensed in Ohio that would allow for a 2nd home loan (10%) on a duplex?

You can identify good cash flow opportunities on a fairly large scale. 

Wouldn't the mortgage holder already have asked to be named on your existing policy? 

There’s a lot of potential there, especially with its population growth and strong rental demand.Since you’re focusing on single family homes and aiming for long-term cash flow, it’s smart to start by clarifying your strategy (fix to rent, buy & hold, BRRRR) to guide your decisions.

I think you need to focus on your career.

Quote from @Ashley Westerfeldt: Hi everyone, we are working on a deal that currently has an underground, salt water pool outside as well as an indoor hot tub.

You can actually get an even better deal on the front end by getting things like closing costs and commissions covered by the seller and sometimes even under listing price.