60% LTV is not that low, particularly in a higher rate environment where the debt service coverage requirement (cash flow) is now limiting LTVs to 60-70% in many cases anyway.Separately, should be able to get a commercial loan with a rate in the 6s.

The reason you get the low down payment and the low interest rates are because you're personally guaranteeing the loan based on your stable income. 

Hello @Roger Brittingham,Moving singlewides could be a great low-cost investment, but be mindful of these considerations:Moving & Setup Costs: Relocating singlewides can be expensive (transport, permits, setup, utilities).

My issue with fourplxes is that based on tenant demographic rent per unit is quite low.

Low income neighborhood; save on taxes How did you find this deal and how did you negotiate it?

I also like your general rule about buying the worst house in a decent neighborhood, and it's been on my mind to do exactly that -- About a month ago, I placed a bid on a distressed house in a nice  neighborhood, but my offer was too low and the competition was brutal.

While my insurance charges are relatively low each year given this is a condo, I learned to better assess who is behind budget planning at the HOA level for all of the units for roof, cleaning costs, basement improvements (shared by all units), given this was run well by one individual.

If you have a real estate attorney you use regularly, they normally will do it for a low price as well.

While this number is overall very low as it pencils out to only about a 4% return per year, I found it interesting that my dividends were twice what the appreciation was considering this was supposedly a growth fund and not a dividend fund like their heartland REIT. 

That said, a good place to start for many investors is with Lowes/Home Depot credit cards.