Electrical or plumbing need moved? 

Hello fellow homebuyers,I recently made an offer on a house with an inspection contingency covering the roof, foundation, electrical, plumbing, backyard fencing, and pest infestation.

Paying for it on  card for liability protection, getting warranty/insurance work, pulling permits, lien waivers, etc.2)Get deeper, not wider.

This isn't really that earth shattering, just kind of annoying.The title insurer will usually require the scope of work and any lien waivers to issue certain endorsements required by lenders for recently rehabbed/constructed properties.Permits are all public record anyway - and often double checked by the appraiser.So - while it is kind of annoying, a lot of this work is already required to complete the transaction anyway.Just my thoughts.

Most insurance companies are leaving state by state and stopping to offer landlord insurance all together. 

Common reasons:1) Change of closing date (instead of closing end of month, if it gets pushed to beginning of next month, prepaid taxes, interest and insurance will increase because you have through to months end)2) Appraisal comes in low and LTV goes up.

And expect insurance to keep sky rocketing due to all these storms.

They did this while they continued to work in plumbing and dry cleaning until they retired at age 62.

They want each guest to personally come and provide the information and payment (possibly for their own liability insurance).

Lenders title insurance policy should be obtained and all documents properly prepared and filed accordingly.