There's actually an advantage there since you can adjust your rates as rents go up, rather than have a long term tenant that stays for years and pays under market rent.

Rates are higher than a conventional investment, but in some cases you may find these have lower fees since a DSCR lender isn't controlled by Fannie/Freddie loan level pricing adjustments.

But I'm not that confident yet The loss is limited to $25000 only if you are adjusted gross income is $100,000 or less.And yes, as long as you are not benefiting from these deductions then you don't have to worry about the depreciation recapture rules when you sell or exchange in the future.

Make price adjustments as needed.4.

Some agents worry about how it will affect their business and client relations, while sellers and buyers are trying to grasp how it might impact their transactions.As a community devoted to real estate knowledge and empowerment, let's dive into this together: Agents and Brokers: How do you plan on adjusting your listing and showing strategies once these changes take effect?

I want to access the equity in my home for other cash flowing assets w/goals of maximizing the spread btwn the interest I'm paying on the HELOC and the interest I'm earning on the asset.One major downside is most HELOCs are adjustable rate, and I'm certain rates will be increasing even more in the near future, so finding a bank that has a rate-lock option is my hedge.I've looked into this strategy a lot, seen the comparison numbers, and am still looking into different utilization strategies. 

The tax deduction is limited to 30% of your adjusted gross income.

@Kaitlyn AragonHey Kaitlyn, I see you're adjusting your strategy...

Just because you chose to adjust your price doesn't mean it's immediately worth less.

If you proceed without any adjustments, the following will be true: - 50% of your potential depreciation recapture will be recognized immediately and become taxable in the year of sale