If the deal makes sense, you could even offer slightly more on the backend because you'd be paying them directly for the downpayment Example: If you're looking at a $250,000 SFR, and the Downpayment is $12,500 (5%, for the sake of simplicity), you could ask the seller if they're willing to agree to Seller Financing if you raise it by $2,500 (to $15,000). 

You may always administer a rent raise if you are looking for higher income from the units. 30 day period after a year of renting, ect. 

Equity: 250k2 Family 3/2 Purchased 2023 475k Currently worth 600k 7.25% Interest Cash Flow -1,100 a month ( I live in one of the these)Equity: 98k ( yes i put 20% down)55k in Stocks mostly apple/vti/qqq 5k Cash (reserved for emergency missed rent payments) in a 4.50% savings accountNo credit card debt no car loansI do have 60k in open credit cards 8k available for no interest for 15 months.I have a 50k Heloc on my 2 family unit at 8% interest 10 year interest only 10 year repaymentSo as a investor what would some of you guys suggest as my next investment move?

Establish credit by opening a Business credit card linked to account or funded account and once you have the credit, and the first years 1099 or Schedule C & E I would see if you can go Non/QM 1 Year or straight Portfolio vested in the LLC.  

Why is it so hard to raise capital these days? 

If they understand why you’re raising MTM rents so much then hopefully they’ll be reasonable with their response.

So, if the SFH was purchased for $400K and the ADU cost is $100K is it in fact raising the property value by $100K?

Want checkbook control, debit card and the support.

You could look into syndication, raising capital for the next deal.You can also refi some of the equity out when rates drop.You can also sell an asset to create equity to repurpose into the next asset.

People who are money motivated (I’m raising my hand!)