I believe the neighborhood is sort of a C+ neighborhood bordering some B/B+ neighborhoods.I want to renovate the baths for two reasons. 

I have to admit that I have even seen nice displays sit for a while before selling.  

You can tape a 12" strip of paper around the border of the room to the floor for spraying near the bottom of the wall.

Brad Noe , I don't know the answer to your question, but would advise that instead of asking folks that while well intentioned, for the most part don't know the laws, particularly in Kentucky, you should instead go to a local real estate attorney's office (I use Borders & Borders) and ask.They have always been very helpful in answering my questions and won't charge you for basic advice like that.On a separate note, pm me if you are looking for another buyer to add to your list!

Why not proudly display at every job site and leave it for the new owners.

And if you reside in FL and make loans say in a state were its not required to have Licensure.. since your domiciled in FL you may still need to have an NMLS rmlo license.. this is the case in our state of Oregon... does not matter were the property is its were your offices are.Now we can go right across the border to WA and its commercial purpose and licensure not required.I would follow Jon's line of thinking and hook up with a great mortgage broker in your area and let them do your first loans so you get a feel for it and the paper work...

Way more preferable in my mind to mailing originals across borders.

It's nice to build up and display an actual collection or library too. 

If you want to network with folks that are in the business of rehabbing distressed properties, your homepage may display local events in Gilbert or the Phoenix area.

I am in escrow on a beautiful, historical fourplex in Savannah, Georgia, in the Victorian District, just over the border of the Historic District.