Last point I would like to mention is that I am current renting, and I plan to purchase a primary residence within the next 2-3 years.

Investment Info:Single-family residence buy & hold investment.

I've purchased properties before as a residence, that were in negative cash flow initially, which are doing great now.

Our current residents we still owe about $104,000, we have about $280,000 in equity.

The home is in the Sacramento area and closer to the rest of my family and he would sell it to me for a little under market value.Looking at my options, I could keep the Stockton home and rent it, along with having a new primary residence in the Sacramento area. 

Is it possible for a non-resident citizen like me to get a 30-year fixed-rate loan?

I would hate to be a resident and have issues every summer. 

The key is to allocate expenses proportionally between your primary residence and the rental units.

For example, suppose your primary residence, rental properties, and employment are all in the same area.

Does anybody have a good workaround for city ordinance restricting more than five unrelated occupants in a single-family residence?