I once paid a $53,000 assignment fee; I can say, it was extremely upset when I got to the closing table, but even with that $53,000 assignment fee, I will still buying at at .40 on the dollar.

I think your biggest concern would be the pre-payment penalty that comes with most DSCR loans.

I only brought 3.5% down to closing and the seller paid 3% CCA which I used to buy down my rate to 4.8%.   

My son did this for his first home and, other than paying for some lender fees and his home inspection up front, he only paid $11 at closing.

After 30 months I will have paid the loan down a little, forced appreciation, might have a little market appreciation and hopefully interest rates are lower in 30 months then they are now.

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.

I had a front row seat in this case since I took over his employees and I paid them for attending depositions in the litigation.

Still holding the property, but it will appraise for more than I paid for it.

If you don't have a good foundation(bad debt paid off, $$ saved up) I would first focus on that.

Assuming you paid $430k, put down 10% ($43k) so have a loan balance around $387k and $100k in equity means it’s worth $487k.