@Roopesh KrishnamoorthyFinding cash flowing SFR is going to be a challenge (especially since you are looking for a primary at this point) and if you leave (H1B lottery) then do you plan to continue to fund any shortfall from India?

I made the decision to purchase a 6 unit building with those funds that will eventually cash flow $4200/month.

Lastly, don't forget to get estoppels when you close, that is the tenant signing off on the current rental amount / funds you have escrowed. 

Many are adjusting their draw funding guidelines on the fly.

Asking for proof of funds is reasonable.

I do have a program just for single family homes but we cover funding in a different way.

Assuming you have ANY other funds to invest instead, what’s the upside to using your retirement funds instead?

Having clear, mutually agreeable terms can prevent misunderstandings and keep your options open.It’s always best to consult a real estate attorney to ensure the contract aligns with your interests, particularly if you foresee independent deals.

My biggest issue is that I’m using personal funds as owner contributions to these accounts and money moves from account to account on a consistent basis, so I’m trying to be diligent in proper accounting. 

Of course each level grants you access to different things, I'm just wondering if anyone has tried it and if so, was it successful in helping you find funding?