As for the construction loan itself, I'm not concerned as many available options will cover 100% of the development,  Thank you  

None knew anything on development, redevelopment, let alone things on zoning, variances etc.. 

I went to a development walkthrough event with them in Dover, NH recently and some of the people involved are in Maine.

Development is a complex and often strenuous process.

Government Programs and SubsidiesYou might qualify for programs that offer incentives, especially if you're investing in areas targeted for development or revitalization.

I got 2 payments as finder's fees from a developer/builder, and they see it as a line item in their expenses, like paying for drywall.   

What Prashanth said above is true, development sucks (I've been a land broker who sells to builders for 15 years).

It is expensive building small units in single count; some of the most expensive development that exists.I have made a lot of money in RE, but it has not been passive and much of it was achieved at an easier RE market than today. 

For a new developer with no experience, I would count on having to have 25% of total project cost (if land is 150k and cost to build is 350k, total project cost is 500k so expect to put down 125k). 

I personally work with private money a ton in my development deals and most are in 2nd or 3rd position but have lots of equity and established relationships.