Again, you are making claims to people who have actually already done what you are currently studying. 

I put 15% down for our deal, and it gives us more flexibility for the future- The template for the Contract for Deed is the general Contract for Deed for the state of MN (where I reside) - We are getting title insurance and ordered a title commitment to confirm there are no liens or claims on the property I feel like I've educated myself on different seller financing, and understand Contract for Deed protects the seller more than the buyer, so I understand why the seller is going that route, especially if selling Contract for Deeds is how they do their business.

Because my spouse will only be able to claim the house as her primary residence for 12 months am I correct to understand that we don't pass the eligibility test for the full exclusion?

There are also squatters that have been creating & recording fraudulent Quit Claim Deeds to claim they own the property they are illegally occupying:(

There is a bank in Canada but the stipulations are hard- especially with one of my properties being an air b n b, it’s harder to claim that as income.  

Not in a rush to refi but when I found someone who claimed to be offering something at nearly an entire percentage point lower I wanted to do it and take the other person off the loan but not going to refi for a higher rate obviously.

Then after 3/4 months I heard from insurance that billing company have sent a bill for same claim for $15000 and I was covered only for $5000 with $1000 copay.

Right now I think it’s a good idea so we can claim the rental revenue as income. 

It can get expensive to own property in an LLC if you can't claim the F and E exemption. 

I know a lot of people here both on and accepting Section 8 and I have never heard of them refusing to pay legitimate rent claims.