The idea behind what I trying to coin 'Total Return Investing" is that how you balance the different forms of returns is up to you! 

With this setup, the buyer would still make the same monthly payments, but instead of stretching those payments over 30 years, they would need to pay off the remaining balance at the end of 5 years.

I have very little equity in it and my loan balance is around $400k. 

TLDR: If you're in year 4 of 10 and pay the mortgage off, your payoff balance will be adjusted to reflect the cost of buying a gov't bond that will produce the equivalent amount of dividend payments for the remaining 6 years (in other words, one way or another, the lender is absolutely going to get their 10 years of payments).

Counsel with the seller after you obtain all the information about his situation (balance, how far in arrears, why he got into this situation, and all financial information).

It's typically not a good thing for a lender to have a loan that is only getting a 6-8% return, sitting on their balance sheet.

With a 4.4-month supply of inventory (up 41.9%), the market is becoming more balanced, offering a healthier dynamic for both buyers and sellers.

More money in the market means more opportunities for everyone.Active Inventory: A whopping 52.6% increase in active inventory, from 2,717 to 4,146, means more options for buyers and a more balanced market.Despite a slight dip in the percentage of the original list price received (down 1%) and a minor increase in median time to contract (up 11.1%), the overall sentiment is overwhelmingly positive.

Is the number under the "Mortgage amount" the remaining balance?

How can you balance them?